Can I Buy a Car with a G1 License in Mississauga?

If you hold a G1 license in Ontario and you’re thinking about buying a car, you’re not alone. Many first-time drivers in Mississauga want to own a vehicle for practice or future use but aren’t sure what’s legally allowed. The good news? Yes, you can buy a car with a G1 license. However, there are some important things to know about registration, insurance, driving laws and financing before making the purchase.

At The Car Boys in Mississauga, we’ve helped hundreds of new drivers navigate the car buying process safely and confidently. Everything you need to know is explained clearly in this guide.

Yes, You Can Buy a Car with a G1 License — But Here’s What You Need to Know

Can You Legally Own a Car with a G1 License in Ontario?

Absolutely. In Ontario, there is no law that stops a G1 license holder from purchasing or owning a vehicle. However, ownership doesn’t mean you can drive it freely. G1 drivers must always be accompanied by a fully licensed G driver when behind the wheel.

Age Considerations: If you’re under 18, you may need a co-signer or parental consent to sign contracts or financing agreements.

Can You Test Drive a Vehicle with a G1?

No. You cannot legally test drive a vehicle by yourself with a G1 license. To test drive, you must bring someone with a valid G license who meets Ontario’s supervision requirements.

Tip: Browse Our Inventory and Short list you favorite vehicle for test drive. Bring a trusted friend or family member when visiting our dealership.

Can You Get Insurance with Only a G1 License?

This is one of the biggest challenges. Most insurance companies in Ontario do not offer standalone policies to G1 license holders.

Alternative Solution: The best approach is to be added as a secondary driver on a parent or guardian’s existing policy. This can help lower your premium and make it easier to obtain necessary coverage.

Without valid insurance, you cannot register your car or legally drive it — even with supervision.

What About Registration and Licensing?

Yes, you can register a car under your name with a G1 license. But remember: registration requires insurance. Without a valid insurance policy, you cannot get license plates or legally drive the car.

Can You Finance a Car with a G1 License?

Financing is tricky but not impossible. Most lenders prefer customers with a G2 or G license and a stable income. That said, The Car Boys works with flexible lenders who may approve loans for G1 buyers with a co-signer or a strong financial profile.

Buying a Car for Future Use: Smart Strategy or Waste?

Many G1 drivers purchase a car early to take advantage of a good deal or prepare for their G2 upgrade. If you go this route, make sure:
The car is properly stored or parked off-road.
You keep the registration and insurance compliant.
You plan to upgrade to G2 soon to get behind the wheel.

Understanding Ontario’s Graduated Licensing

The graduated licensing system in Ontario allows new drivers to gain experience over time.

G1 License Requirements

• Minimum age: 16
• Must complete a written knowledge test and a vision test.
• Can only drive G-class vehicles
• Must maintain zero blood alcohol content
• Must drive with a G-licensed driver with 4+ years of experience
• No driving between 12am–5am
• Cannot drive on 400-series highways unless accompanied by a licensed driving instructor

G2 License Perks

Once you obtain your G2 license, you:

• Can drive alone
• Have fewer restrictions
• Can qualify for your own insurance policy

The Car Boys’ Tips for G1 Drivers Buying a Car

Go for Affordable, Safe Used Cars

Don’t overspend. Pick a reliable, budget-friendly car that’s easy to insure and maintain. At The Car Boys, we have affordable used cars in Mississauga perfect for beginners.

Involve Family or Guardians for Insurance/Co-signing

Having a parent or trusted adult involved can help you get insured or co-sign for financing. This can make the process smoother and more cost-effective.

Plan Your G2 Road Test Timeline

If you’re planning to buy now, schedule your G2 test within a few months to minimize idle time and make the most of your purchase.

Take a Driver Education Program

Completing an accredited driver’s education program can speed up your progress to a G2 license and may also help lower your insurance costs.

Let Us Guide You Through the Process

From choosing the right car to explaining the paperwork, The Car Boys is here for you. We can even hold a vehicle for you until you’re eligible to drive it.

Conclusion: Yes, You Can Buy — But Be Smart About It

Buying a car with a G1 license in Mississauga is possible, but it comes with limitations. From test driving to insurance, you’ll need a little extra help and planning. That’s where The Car Boys come in. We simplify the process, connect you with trusted lenders and help you plan your next move.

Common Questions from G1 Car Buyers in Mississauga

Recent Blogs